Venmo is a popular payment app that makes it super easy to receive and pay money with a social connection. If you’ve received a gift card and want to add funds to your Venmo balance from that gift card, you’re in the right post. This post will give you a lot of information about how to add gift cards to your Venmo account (including Visa gift cards, MasterCard gift cards) and how to transfer funds from a gift card to your Venmo balance along with all the steps.
While it’s easy enough to add a bank debit card and link it to your Venmo account, gift cards can be confusing. This is because there are different types of gift cards available in the market.
Some of them are for a fixed price and are not reloadable. There are others that allow you to reload gift cards. You can buy such gift cards from retail stores like Vanilla Visa Gift Cards at 7-Eleven, Walmart Visa Branded Gift Cards, Secure Spend Gift Cards.
MasterCard Gift Cards
A gift card is usually a prepaid card that may or may not be linked to a bank account and often for one-time use only. According to the Venmo website, Venmo allows you to link credit, debit cards, and prepaid, network-branded cards (such as American Express, Discover, MasterCard, Visa) that are registered in your name, to payments. As a way of
So, if you have a card from the above brands, you can use that card in your Venmo account with this payment method and method. Venmo’s website talks about situations where: “Cards may be declined by the card issuer or by Venmo for availability of funds or fraud prevention reasons. In addition, some Payment cards may require a zip code to link to your account.”
Some gift cards may only allow you to spend on purchases at certain merchants. They may not support being added to Venmo as a payment option. So adding a gift card and using it on Venmo can be a bit hit and miss. There are some gift cards that can work fine with Venmo, while there are others where you’ll run into problems. Let’s now go into the details of how to add a gift card to Venmo.
Steps to Add Gift Cards to Venmo [Visa, MasterCard, Other Gift Cards]
- Open the Venmo app and tap on the Me tab to open the menu – profile picture or initials [or the single person icon if you’re on an older version]
- Go to the “Settings” menu (gear icon)
In the next step, select “Payment Methods” (Bank icon).
You can then add a bank or a credit card by tapping “Add Bank or Card”.Select “Card” to add a gift card.
- Enter gift card details like 16 digit number, expiry date etc.
For zip code, you can enter the one used when registering or activating the card on the website along with the address. Sometimes you get an error message that the zip code is invalid until you register it on the website. (See below for more details on finding the zip code on your gift card.) Once a gift card has been successfully added, it will appear under “Payment Method” usually showing as a Prepaid Card.
Finding Zip Codes for Your Visa Gift Cards
When adding a gift card to Venmo, you’ll be asked to provide the card’s zip code. For this information, you can check the back of your gift card where it usually mentions the card provider’s website link or phone number. For any balance and transaction related enquiries. This
The website or phone option will also allow you to register and activate the card. If you choose to visit the website, it will take you to a page with a link or button to register your card. (Make sure you only access authentic websites as indicated on the back of the card. Do not search to avoid the possibility of entering a spammy website). This option will ask you to key in your card details such as gift card number, CVV, and expiry date.
Once you enter the details and log into the card, you should see a section that allows you to update address details including zip code details. If for some reason, you make a mistake or are unable to update the zip code details, you can simply call the phone number. For assistance on this, please refer to the back of the gift card.
Some gift cards may not allow the option to update the zip code on their website. In such cases, you can simply try using the zip card associated with your address. In fact, most cards require you to register on the website to activate your gift card. If you do not complete this step, it may also cause the card to be declined during the transaction.
Adding a gift card to Venmo is similar to adding your debit card. A gift card is a prepaid card and Venmo generally supports such prepaid cards as a payment method. Venmo also supports Net Spend cards.
However, this is not a foolproof method and there are some cards that may not be supported to be added as a payment method. So the only way to verify is – you try to add the gift card after the above steps and hope it works. If your gift card doesn’t work with Venmo, you can explore some other options like PayPal, which are more supportive of prepaid cards. You can also try reaching out to Venmo support for a specific issue.
In some cards, you don’t get the option to update the zip code, in which case, you can just enter the zip code for your area when adding it to Venmo. If you choose to use your gift card to make a transaction at a certain merchant, say Starbucks, etc. (instead of adding it to Venmo), you may be asked to provide the gift card’s PIN. You can set the Gift Card PIN by referring to the instructions on the back of the Gift Card. Most gift cards allow you to set a PIN of your choice.